MICRO LOANS
Salary-Based Loans
JML offers Salary-Based Loans to help salaried individuals access quick and affordable credit based on their monthly income. These loans provide a simple and convenient way to meet personal or financial needs without the burden of extensive paperwork or collateral.
Micro Business Loans
Designed for small entrepreneurs or micro-businesses that need capital to start or expand their operations (e.g., retail businesses, small-scale agriculture, or service businesses).
Emergency Loans
Short-term loans designed to meet urgent financial needs, such as medical emergencies, urgent repairs, or unforeseen crises.
Education Loans
For individuals or families who need financial assistance to pay for education-related expenses, such as tuition fees, textbooks, or other learning materials.
Women’s Empowerment Loans
Targeted loans aimed at empowering women entrepreneurs or individuals who wish to invest in businesses that support community or family welfare.
Group Loans
Loans offered to groups of individuals who come together to borrow collectively and share responsibility for repayment.